Treasure hunters would revel at the idea of getting free money. But is it really a thing? I mean, are there seriously companies out there that will just give money away because they are nice? Yes, and no. Companies often pay out sign up bonuses when you use a new service. Some of the best (and easiest) ways to get free money are to switch services that you use every day anyway, such as bank accounts or credit cards.
Other companies will pay smaller bonuses for you to try their app. Take a look at this list of ways to get some free money fast, and choose the best options for you.
Attention student loan holders: Now is a great time to refinance your private student loans to get a better rate and save on your overall monthly payments. Best of all, this is totally free to do! However, if you have federal loans, we recommend you not refinance them at this time as you may lose forbearance and other protections.
We all need our savings accounts to be much larger than they are. But with bills, credit card debt, and our careers, it sometimes feels almost impossible to increase our savings.
If you don’t think it’s possible to boost your savings, then you might be surprised to find out how easy it is to score a few extra bucks each month. And thanks to the internet, all it usually requires is filling out some paid surveys, playing around on the web, or signing up for a few specific offers.
Doing just a few of these things can easily add up to thousands of dollars in cash each year, so what are you waiting for?
18 Ways to Get Free Money Fast
Quick Guide to Get Free Money:
- Refinance your student loans
- Take online surveys
- Lower your mortgage payment
- Consolidate your debt
- Get rebates from local retailers
- $5 signup bonus with Inbox Dollars
- Rack up some Swagbucks
- $10 signup bonus with Ebates
- Let Trim save you money
- Get refunds with Paribus
- Microinvesting app bonuses
- Score a bank bonus.
- Invest money with Stockpile.
- Get paid to budget
- Get paid for selfies.
- Use rewards credit cards.
- $1000 guaranteed w/Lyft
- Book reservations with Seated.
Want some free money of your own? Are you a college student looking for ways to make money while in school?
While you might not get rich quick with the items on the list, you’ll be getting free money with very little effort.
Check out these 18+ companies that offer free money when you complete simple tasks in your spare time:
1. Refinance Student Loans
Chances are good you have student loans. Have you considered refinancing them?
Refinancing means a lender pays off your existing loans and creates a new, single loan to be paid back at (ideally) a lower interest rate. This is appealing to borrowers because it consolidates monthly loan payments and saves you money!
The *extra* good news is that many refinancing companies will pay you cold, hard cash to refinance with their company.
Check out our review of the best student loan refinance companies
2. Give your opinions for money.
Online survey sites have become a top way for people to cash in doing something pretty mindless in their spare time. While there are a ton out there to choose from, Survey Junkie has one of the longest histories and a consistent record of paying their users.
Just sign up for any one of these free accounts and you’ll be on your way to scoring free money for your musings on everything from new products to advertising campaigns. Some, Pinecone Research, for example, will ship you products to try and then answer questions on them.
3. Lower your mortgage payment.
Today’s historically low rates are spurring a refinance boom. By refinancing your mortgage, you not only can lower your interest rate and free up cash flow in your budget, but you can quite possibly take equity out of your home, and put it in the bank.
While not everyone owns their home, refinancing to a lower rate is an easy way to get hundreds of dollars per month free by simply lowering your interest expense.
4. Consolidate your debt to find extra money.
Personal debt such as medical or credit card debt can be consolidated at a lower rate. In a similar way to refinancing a home, if you consolidate your debt, it should be at a lower average rate in order to free up money in your monthly payments. There are two great ways to consolidate your debt:
Personal Debt Consolidation Loan
Online lenders such as Upstart, will work with you on a variety of debts to get them into one low payment, freeing up cash.
Open a 0% Balance Transfer Credit Card
Another great option if you’re only working with credit card debt, is to use a 0% balance transfer card. Many cards have 0% interest options out to 18 months or more. Make sure you have a long term plat to pay your card off, but this option will net you some short term reprieve from bills.
5. Get rebates at local retailers.
Ever heard of MyPoints? Simply put, it’s a website that offers points for nearly anything you can do online – from shopping to online surveys.
With MyPoints, the “points” you can redeem are good for cash back and a variety of gift cards to stores like Amazon.com, Best Buy, Nike, and even GameStop.
A gift certificate to Applebee’s, for example, starts at just 790 points. Paypal cash, on the other hand, starts at just 3,970 points.
To get started with MyPoints, all you have to do is sign up for a free account and use the site to shop online, take surveys, watch videos, or participate in fun, daily polls. It’s as simple as that.
You do not have to limit yourself fo MyPoints, there are many options available, here are some of our top picks:
